Selecting a roofing contractor who offers both material and labor warranties is essential for protecting your investment. United Contracting & Roofing LLC, located in Greenville, SC, ensures comprehensive warranty and liability coverage for your roofing needs. Here’s what you need to know about roofing warranties and liability coverage.
Roofing Warranties
Material Warranty
A material warranty, provided by the shingle manufacturer, covers defects in the roofing materials. These warranties can range from 20 to 50 years, depending on the manufacturer and the type of shingle. This warranty ensures that if the roofing materials fail due to manufacturing defects, they will be replaced. Additionally, a robust material warranty provides peace of mind, knowing that your investment is protected against premature material failure. It is crucial to understand the specific terms and conditions of the warranty, including any required maintenance or installation guidelines, to fully benefit from the coverage provided.
Labor Warranty
A labor warranty covers issues resulting from improper installation of the roof, such as leaks and other workmanship defects. This warranty is a testament to the contractor’s confidence in their work quality. Reputable roofing companies prioritize warranty work on previously completed jobs to maintain their reputation and ensure customer satisfaction. This type of warranty typically lasts between 1 to 10 years, depending on the contractor and the scope of the work performed. It ensures that any problems arising from the installation process are promptly addressed, providing homeowners with peace of mind and protection against potential future issues.
Conditions of Roofing Warranties
All warranties have conditions, and roofing warranties are no exception. Typically, the roofing company will not be responsible for:
- Extreme Weather Events: Damage from storm winds exceeding shingle ratings, hail, ice storms, ice dams, tree damage, or tornadoes. These fall under homeowner’s or business insurance policies.
- Failure of Other Roofing Systems: Issues like clogged gutters causing flooding and roof damage, or damage to skylights and rafters.
- Work by Other Contractors: Damage caused by HVAC work, carpentry, satellite dish installation, or improperly installed gutter covers.
- Material Defects: These claims are directed to the shingle or material manufacturer.
- Neglect: Damage resulting from failure to report a leak or interior damage in a timely manner.
Importance of Liability Coverage
Liability coverage protects you from potential liabilities if an accident occurs during the roofing work. Ensure your roofing contractor carries sufficient liability insurance, typically $1M in coverage with up to $4M per occurrence for commercial liability, and an umbrella policy. Reputable companies will readily provide a certificate of coverage.
Workman’s Compensation
Construction work is inherently dangerous, involving heights, ladders, saws, and power tools. Verify that your roofing company has adequate workman’s compensation coverage that complies with federal, state, and local regulations. This coverage ensures that workers are protected in case of injury, and you are not held liable.
Conclusion
Choosing a roofing contractor with comprehensive warranties and liability coverage is crucial for ensuring long-term protection and quality. For more information on The Need for Insulating Your Commercial Roof, click here.
