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Whether you need a flat roof, shingles, or a metal roof, UNITED is here to help. Ask us about our insurance claims services today!


If your roof is in need of repairs, replacement, or a complete overhaul, UNITED is here for you. Ask us about our remodeling & additions services today!


United Contracting & Roofing is a local, family owned and operated business. Our focus is long lasting relationships with our clients with quality service.

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Roofing Tips

Discover tips, advice, and resources from your friends at United Contracting and Roofing!

When Your Insurance Claim Has Been Denied

Roof maintenance and repairs are a necessary part of owning a commercial building. Whether you are facing storm damage or long-term wear and tear, United Contracting and Roofing’s team of commercial roofing experts can solve the problem. Our professional team will be on-site when promised to inspect and repair your roof quickly and cleanly, using only the best materials and top-tier workmanship.

Commercial roofing is very different from residential roofing, and signs of damage may be more challenging to spot. Watch out for symptoms of the most common problems with commercial roofs and prioritize annual inspections to enhance the longevity of your roof. Quality upkeep is the single most important factor in solving a problem the right way so that you prevent recurring issues.

Why Your Claim May Be Denied

Getting a denial of your claim is a frustrating and stressful experience. But what could trigger a denial, and how can you avoid it? The most common causes for a denial usually stem from one of the following issues:

#1 – Poor Roofing Maintenance

Insurers do not typically cover wear and tear on a roof. If you have neglected the necessary upkeep and inspections to your roof prior to the damage you are claiming, your insurer is likely to believe that the damage could have been prevented by normal maintenance and may deny your claim on those grounds. Proof that you have had your roof inspected regularly and have performed necessary maintenance will help you avoid this.

#2 – Poor Communication

Insurers are aware that fraudulent claims are always possible, so they often require very specific information and proof of damage. If you don’t provide what they need in a timely manner or they find you difficult to reach, they may deny your claim simply because you missed a couple of details or didn’t respond quickly enough. In addition, an inexperienced roofing company may not know what type of paperwork or forms are required which could slow the claim process or even lead to a denial of your claim. Choosing a reputable roofing company that is experienced in dealing with insurance claims can make a world of difference in the claims process.

#3 – Type of Damage

Unfortunately, not every type of damage is covered by insurance. Before filing a claim, check your insurance paperwork to ensure that the damage to your roof is indeed covered by your policy. It is also wise to have an inspection completed so you can submit photos and a detailed summary of the damage along with your claim. Providing complete and accurate information from the start can help you avoid delays and denial.

Our Expert Team Can Help

Partnering with an experienced, professional roofing company can make a huge difference in getting your claim approved. Our team at United Contracting & Roofing can work directly with your insurance company to provide all the proof and paperwork they require.


In an emergency, we will have someone on-site within 24 hours to assess the situation and get your claim started right away. Our office staff will help streamline the insurance claims process substantially, leaving you free to focus on your family or business.


When significant repairs and expenses are on the line, trust our professionals to help you through every step of the way. We will make the claims and repair process as simple and painless as possible.


Contact us today! Let’s get your home or business back to normal as quickly as possible.

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